Clarity and Coverage, Delivered
Your personal insurance plan, tailored to your needs. Direct access to your trusted Cyprus advisor. Helping individuals, families and businesses make confident insurance decisions.
About
Meet Andros Panayiotou
Trusted Risk & Insurance Advisor
Helping Individuals, Families & Businesses Protect What Matters Most.
I am Andros Panayiotou, working with E.A.C. Insurance Agencies & Consultants Ltd.
Built on a long-standing family tradition in the Cyprus insurance market and recognized through multiple professional awards, E.A.C. Insurance combines personalized service, practical expertise, and modern technology. Our goal is to empower individuals, families, and businesses to make informed insurance decisions with confidence.
Whether you are looking to protect your family, your property, your business, or your professional reputation, our mission is simple: to help you understand your risks and find the protection that truly fits your needs.
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Business & Marketing Education
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Licensed Insurance Professional
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AI & Technology-Enabled Risk Advisory
Recognition for Excellence, Growth & Client Value
The recognition and awards we have received over the years reflect our commitment to professional advisory, strong client relationships, and the continuous pursuit of excellence in insurance and risk management. For us, every award represents not only a professional milestone, but above all, the trust our clients place in E.A.C. Insurances every single day.
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Platinum Club 2023 , 2024 & 2025
3rd Place – Top performer recognition
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Portfolio Composition Awards
2021 Winner, 2023 5th Place, 2024 4th Place
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Portfolio Profitability 2024
2nd Place – Excellence in client value
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Growth of Other Sectors 2021 & 2025
2nd Place – Business diversification
My Personal Commitment
Insurance is not just about policies and premiums. It is about helping people, families, and businesses protect what they have worked so hard to build. My role is not simply to arrange insurance coverage, but to help clients understand their risks, evaluate their options, and make informed decisions with confidence.
“Together, we choose the right coverage, limits, and deductible, ensuring you pay for protection that truly fits your needs.”
This principle guides every recommendation, every discussion, and every solution we provide.
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Multiple Industry Awards & Recognitions
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Thousands of Policies Managed
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Built on Longstanding Family Insurance Experience
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Personal & Direct Service
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Serving Clients Across Cyprus
"Insurance is not about selling policies. It's about helping people protect what matters most."
Giorgos Merkis
Former Professional Footballer
Our cooperation with Andros and E.A.C. Insurance is defined by professionalism, consistency and prompt service. We always receive timely reminders for our policy renewals and payments, which gives us confidence and peace of mind. Most importantly, when we needed support with a claim, Andros was immediately by our side, guiding us through every step of the process with genuine care and personal attention. He is a partner you can trust completely.
Lior Tene
Family Relocated from Israel to Cyprus
Working with Andros as an insurance agent has never felt like working with a typical insurance agent — it feels like having a true partner and trusted friend by your side. Andros is a genuine professional who always tells the truth, even when it may not be what the client wants to hear or when it is not necessarily in the insurance agent's best interest. His honesty and integrity are truly exceptional. He is incredibly responsive, attentive, and customer-focused. He is always available to answer questions and provide assistance, no matter the day or time — even on weekends and during holidays. What I appreciate most is his ability to understand his clients' needs and tailor the most suitable insurance solution for them. When the time came to file claims and request reimbursements, he personally followed up on every case and helped expedite the process. Thanks to his efforts, I consistently received reimbursements within one to two weeks. Simply put, it is a pleasure to work with Andros. When you find someone this reliable and dedicated, you should value that relationship and keep it. I am happy to continue working with Andros and have recommended him to everyone who has asked me for an insurance recommendation.
Andreas Papanisiforou
Group Managing Director, UNITEAM Group
Our many years of cooperation are defined by professionalism, consistency and genuine care. Andros stands out for his reliability, his deep knowledge of the insurance sector and his steady dedication to excellent client service. For us, E.A.C. Insurance is a valued partner with a human approach and high-quality services.
Panayiotis Christodoulou
CFO, Stylianides Group
In the insurance industry, the real value of a broker becomes evident when a claim arises. Throughout our cooperation, Andros has consistently demonstrated professionalism, availability and genuine commitment to achieving the best possible outcome for his clients. His proactive approach, attention to detail and hands-on support during claims handling give us confidence that our interests are always well represented. E.A.C. Insurance combines expertise with a personal approach that is increasingly rare in today's market.
Spyros Neofytides
Executive President of PASP & Vice-President of FIFPro Europe
Andreas and E.A.C. Insurance are synonymous with reliability and professionalism. Our many years of cooperation with PASP are defined by consistency, prompt service and genuine care for the needs of the people he represents. He is a partner we trust completely.
Charis Vasiliou
Owner, Vassiliou Bros Construction Ltd
In the construction industry, speed and reliability are of critical importance. Andros stands out for his prompt service, his deep knowledge of insurance and his personal involvement in every case. When we needed help with claims, he was by our side from the very first moment until the process was completed. A partner who is truly there for the client when they need him most.
Anna Fotiou
Owner, F.G. Fotiou Developers & Construction Limited
Our cooperation with Andreas and E.A.C. Insurance spans many years and is based on something very important: trust. We know that whenever we need him, he will be there, with professionalism, consistency and genuine care. For us, he is not simply our insurer, but a valued partner and friend.
Itai Erez
Owner, Winest Group
Working with Andros has been a pleasure from day one and I can honestly say he is one of the most trustworthy professionals I've met. He is patient, transparent, and always takes the time to find the right solution for every client. What impresses me most is that he genuinely cares about people before profit. All of the clients I've referred to him have been extremely happy with both his professionalism and the personal attention they received. I highly recommend Andros and E.A.C. Insurance without hesitation.
Testimonials reflect individual experiences and opinions and do not guarantee future results or experiences.
Services
Our Insurance Services
Personal Protection
Protecting What Matters Most
Personalised insurance solutions designed around your family, health, mobility and peace of mind.
Property & Real Estate
Protecting Buildings, Investments & Communities
Safeguarding homes, properties and real estate investments through tailored risk and insurance solutions.
Business Protection
Protecting Business Continuity & Growth
Helping businesses manage risk, protect assets and continue operating with confidence.
Professional & Liability
Protecting Your Reputation & Liabilities
Reducing professional and liability exposures before they become costly legal and financial challenges.
Construction & Technical
Protecting Projects From Groundbreaking To Completion
Specialised protection for contractors, machinery, infrastructure and engineering risks.
Marine, Cargo & Cyber
Protecting Modern Business In A Connected World
Managing physical and digital risks across trade, transportation, marine and cyber operations.
Emergency Numbers
Important contacts when you need them most
Road Side Assistance / Accident Care
Windshield / Window Repair
Emergency Health Issues
Technical Support for Home / Business
Emergency Hospitalization Abroad
Outside USA+1 609 275 4999USA+1 877 488 9857
Got Something Worth Protecting?
FREE RISK & INSURANCE REVIEW
Let's review your current insurance arrangements and identify opportunities to improve your protection and optimise your insurance costs.
Address
Apostolou Varnava 51A, 3065, Limassol, Cyprus
Call Us
+357 96 660 113